Purchase Decision Making Calculator*
    LO Reports    LO Setup
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

This calculator will assist you in your purchasing options. Call your Loan Officer for current rates and/or assistance.

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LO Logon:
LO Password:
 
First Name: 
Last Name: 
Client Password: (Optional)
Email: (optional) 
Loan Officer: (Required)  
Calculation Title/Name: (optional) 
Compare Interest Totals at these levels: (optional) 

1 Years 3 Years 5 Years 7 Years 10 Years 15 Years

OPTION 1
Property Address: (optional) 
Property City State Zip: (optional) 
Residency: 
Purchase Price: 
Appraised value: (optional)    LTV:
Taxes:    = /Month
Homeowners Insurance:  
Home Association Fee:  
Down Payment/Loan Amount: 
% Down   $ Down  $ Loan Amount 
Calculated 2nd Loan Amount:(-) Part of Down Payment   Not Part of Down Payment  
Calculated Loan Amount:
Select Fees: 
Est. Closing Costs:(+)  ^ APR Cost (Set to 0, if you breakout your fees below.)
Display Estimated Cash to Close: 
  No      Yes
Down Payment($):(+) 
Points($):(+)  ^ APR Cost
MI (Borrower Paid)($):(+)  ^ APR Cost
Lender Fees($):(+)  ^ APR Cost
Admin Fee($):(+)  ^ APR Cost
Processing Fee($):(+)  ^ APR Cost
Commitment Fee($):(+)  ^ APR Cost
UW Fee($):(+)  ^ APR Cost
Appraisal Fee($):(+) 
Credit Report Fee($):(+) 
Flood($):(+)  ^ APR Cost
Recording Fees($):(+) 
Condo Fees($):(+)  ^ APR Cost
Transfer Fees($):(+) 
Origination Fees($):(+)  ^ APR Cost
eClose Fee($):(+)  ^ APR Cost
3rd Party Fees($):(+)(1st client)  ^ APR Cost
3rd Party Fees($):(+)(additional clients)  ^ APR Cost
Title Fees($):(+) 
Prepaid Interest($):(+)  Days $ Int per Day ^ APR Cost
Tax Escrow($):(+)  Months Auto:
Prepaid Insurance($):(+)  Months Auto:
Escrows Other($):(+) 
Seller Credits($):(-) 
Seller Tax Prorations($):(-)  Months Auto:
IHDA DPA($):(-) 
Appraisal Gap($):(-)  Calc Appraisal Gap   Do not Calc Appraisal Gap  
Other :(+) 
Total Estimated Cash to Close($): 
Program: 
Program Description: (optional) 
Alternate Loan Term-In Years(optional): 
Interest Only (IO) Program:  IO Term: 
Interest Rate: 
P&I: 
Buydown: 
Buydown Paid By: 
Points: 
% (times loan amount)     $ 
Optional Extra Payment: 
Monthly   
One-Time   1-Time Period Month
Alternating   Every Months
Dollar   Percent*LA 
Arm Caps (Initial/standard/lifetime): 
Index: (ARMS ONLY) 
Margin: (ARMS ONLY) 
ARM Floor: (ARMS ONLY) 
Borrower Paid MI: (Conv)  %   Financed
FHA UFMIP Factor/VA Funding Fee/USDA Annual Fee  VA Info
Calculate Mortgage Insurance: (if required) 
Manual MI Rate:
Second Mortgage Program: 
Second Mtg Interest Rate: 
Second Loan Amount: 
% of Purchase Price   $ Loan Amount 
Second Loan P&I:
OPTION 2
Property Address: (optional) 
Property City State Zip: (optional) 
Residency: 
Purchase Price:  Use Option 1 Purchase Price
Appraised value: (optional)    LTV:
Taxes:    = /Month
Homeowners Insurance:  
Home Association Fee:  
Down Payment/Loan Amount: 
% Down $ Down  $ Loan Amount 
Calculated 2nd Loan Amount:(-) Part of Down Payment   Not Part of Down Payment  
Calculated Loan Amount:
Select Fees: 
Est. Closing Costs:  ^ APR Cost (Set to 0, if you breakout your fees below.)
Display Estimated Cash to Close: 
  No      Yes
Down Payment($):(+) 
Points($):(+)  ^ APR Cost
MI (Borrower Paid)($):(+)  ^ APR Cost
Lender Fees($):(+)  ^ APR Cost
Admin Fee($):(+)  ^ APR Cost
Processing Fee($):(+)  ^ APR Cost
Commitment Fee($):(+)  ^ APR Cost
UW Fee($):(+)  ^ APR Cost
Appraisal Fee($):(+) 
Credit Report Fee($):(+) 
Flood($):(+)  ^ APR Cost
Recording Fees($):(+) 
Condo Fees($):(+)  ^ APR Cost
Transfer Fees($):(+) 
Origination Fees($):(+)  ^ APR Cost
eClose Fee($):(+)  ^ APR Cost
3rd Party Fees($):(+)(1st client)  ^ APR Cost
3rd Party Fees($):(+)(additional clients)  ^ APR Cost
Title Fees($):(+) 
Prepaid Interest($):(+)  Days $ Int per Day ^ APR Cost
Tax Escrow($):(+)  Months Auto:
Prepaid Insurance($):(+)  Months Auto:
Escrows Other($):(+) 
Seller Credits($):(-) 
Seller Tax Prorations($):(-)  Months Auto:
IHDA DPA($):(-) 
Appraisal Gap($):(-)  Calc Appraisal Gap   Do not Calc Appraisal Gap  
Other :(+) 
Total Estimated Cash to Close($): 
Program: 
Program Description: (optional) 
Alternate Loan Term-In Years(optional): 
Interest Only Program:  IO Term: 
Interest Rate: 
P&I: 
Buydown: 
Buydown Paid By: 
Points: 
% (times loan amount)    
Optional Extra Payment: 
Monthly   
One-Time   1-Time Period Month
Alternating   Every Months
Dollar   Percent*LA 
Arm Caps (Initial/standard/lifetime): 
Index: (ARMS ONLY) 
Margin: (ARMS ONLY) 
ARM Floor: (ARMS ONLY) 
Borrower Paid MI: (Conv)  %   Financed
FHA UFMIP Factor/VA Funding Fee/USDA Annual Fee  VA Info
Calculate Mortgage Insurance: (if required) 
Manual MI Rate:
Second Mortgage Program: 
Second Mtg Interest Rate: 
Second Loan Amount: 
% of Purchase Price   $ Loan Amount 
Second Loan P&I:
OPTION 3
Property Address: (optional) 
Property City State Zip: (optional) 
Residency: 
Purchase Price:   Use Option 1 Purchase Price
Appraised value: (optional)    LTV:
Taxes:    = /Month
Homeowners Insurance:  
Home Association Fee:  
Down Payment/Loan Amount: 
% Down   $ Down  $ Loan Amount 
Calculated 2nd Loan Amount:(-) Part of Down Payment   Not Part of Down Payment  
Calculated Loan Amount:
Select Fees: 
Est. Closing Costs:  ^ APR Cost (Set to 0, if you breakout your fees below.)
Display Estimated Cash to Close: 
  No      Yes
Down Payment($):(+) 
Points($):(+)  ^ APR Cost
MI (Borrower Paid)($):(+)  ^ APR Cost
Lender Fees($):(+)  ^ APR Cost
Admin Fee($):(+)  ^ APR Cost
Processing Fee($):(+)  ^ APR Cost
Commitment Fee($):(+)  ^ APR Cost
UW Fee($):(+)  ^ APR Cost
Appraisal Fee($):(+) 
Credit Report Fee($):(+) 
Flood($):(+)  ^ APR Cost
Recording Fees($):(+) 
Condo Fees($):(+)  ^ APR Cost
Transfer Fees($):(+) 
Origination Fees($):(+)  ^ APR Cost
eClose Fee($):(+)  ^ APR Cost
3rd Party Fees($):(+)(1st client)  ^ APR Cost
3rd Party Fees($):(+)(additional clients)  ^ APR Cost
Title Fees($):(+) 
Prepaid Interest($):(+)  Days $ Int per Day ^ APR Cost
Tax Escrow($):(+)  Months Auto:
Prepaid Insurance($):(+)  Months Auto:
Escrows Other($):(+) 
Seller Credits($):(-) 
Seller Tax Prorations($):(-)  Months Auto:
IHDA DPA($):(-) 
Appraisal Gap($):(-)  Calc Appraisal Gap   Do not Calc Appraisal Gap  
Other :(+) 
Total Estimated Cash to Close($): 
Program: 
Program Description: (optional) 
Alternate Loan Term-In Years(optional): 
Interest Only Program:  IO Term: 
Interest Rate: 
P&I: 
Buydown: 
Buydown Paid By: 
Points: 
% (times loan amount)    
Optional Extra Payment: 
Monthly   
One-Time   1-Time Period Month
Alternating   Every Months
Dollar   Percent*LA 
Arm Caps (Initial/standard/lifetime): 
Index: (ARMS ONLY) 
Margin: (ARMS ONLY) 
ARM Floor: (ARMS ONLY) 
Borrower Paid MI: (Conv)  %   Financed
FHA UFMIP Factor/VA Funding Fee/USDA Annual Fee  VA Info
Calculate Mortgage Insurance: (if required) 
Manual MI Rate:
Second Mortgage Program: 
Second Mtg Interest Rate: 
Second Loan Amount: 
% of Purchase Price   $ Loan Amount 
Second Loan P&I:
OPTION 4
O2ECLOSINGFEE
Property Address: (optional) 
Property City State Zip: (optional) 
Residency: 
Purchase Price:   Use Option 1 Purchase Price
Appraised value: (optional)    LTV:
Taxes:    = /Month
Homeowners Insurance:  
Home Association Fee:  
Down Payment/Loan Amount: 
% Down   $ Down  $ Loan Amount 
Calculated 2nd Loan Amount:(-) Part of Down Payment   Not Part of Down Payment  
Calculated Loan Amount:
Select Fees: 
Est. Closing Costs:  ^ APR Cost (Set to 0, if you breakout your fees below.)
Display Estimated Cash to Close: 
  No      Yes
Down Payment($):(+) 
Points($):(+)  ^ APR Cost
MI (Borrower Paid)($):(+)  ^ APR Cost
Lender Fees($):(+)  ^ APR Cost
Admin Fee($):(+)  ^ APR Cost
Processing Fee($):(+)  ^ APR Cost
Commitment Fee($):(+)  ^ APR Cost
UW Fee($):(+)  ^ APR Cost
Appraisal Fee($):(+) 
Credit Report Fee($):(+) 
Flood($):(+)  ^ APR Cost
Recording Fees($):(+) 
Condo Fees($):(+)  ^ APR Cost
Transfer Fees($):(+) 
Origination Fees($):(+)  ^ APR Cost
eClose Fee($):(+)  ^ APR Cost
3rd Party Fees($):(+)(1st client)  ^ APR Cost
3rd Party Fees($):(+)(additional clients)  ^ APR Cost
Title Fees($):(+) 
Prepaid Interest($):(+)  Days $ Int per Day ^ APR Cost
Tax Escrow($):(+)  Months Auto:
Prepaid Insurance($):(+)  Months Auto:
Escrows Other($):(+) 
Seller Credits($):(-) 
Seller Tax Prorations($):(-)  Months Auto:
IHDA DPA($):(-) 
Appraisal Gap($):(-)  Calc Appraisal Gap   Do not Calc Appraisal Gap  
Other :(+) 
Total Estimated Cash to Close($): 
Program: 
Program Description: (optional) 
Alternate Loan Term-In Years(optional): 
Interest Only Program:  IO Term: 
Interest Rate: 
P&I: 
Buydown: 
Buydown Paid By: 
Points: 
% (times loan amount)   
Optional Extra Payment: 
Monthly   
One-Time   1-Time Period Month
Alternating   Every Months
Dollar   Percent*LA 
Arm Caps (Initial/standard/lifetime): 
Index: (ARMS ONLY) 
Margin: (ARMS ONLY) 
ARM Floor: (ARMS ONLY) 
Borrower Paid MI: (Conv)  %   Financed
FHA UFMIP Factor/VA Funding Fee/USDA Annual Fee  VA Info
Calculate Mortgage Insurance: (if required) 
Manual MI Rate:
Second Mortgage Program: 
Second Mtg Interest Rate: 
Second Loan Amount: 
% of Purchase Price   $ Loan Amount 
Second Loan P&I:
 
Pop-up Blocker Enabled? 
No Yes
     

Click 'Print' to print the above entered values.

* This calculator is not used to quote rates. Closing costs listed are only an estimate.
Please consult a Loan Officer for current rates and closing costs.
^ APR = These line items affect the Annual Percentage Rate.
P&I = Principal + Interest Payment
27755 Diehl Road, Ste. 100, Warrenville, IL 60555
Phone: 630-836-2500 Fax: 630-836-7350
www.compmort.com
NMLS# 21808 – Illinois: MB.0005795, Arizona: 0909436 (dba Compass Mortgage Lending, Inc.), California: 4131332 (dba Compass Mortgage Lending, Inc.), Colorado: 21808 (dba Compass Mortgage Lending, Inc.), Florida: MLD308 (dba Compass Mortgage Lending, Inc.), Georgia: 38332, Indiana: 11020, Iowa: MBK-2001-0104, Michigan: FR022873, Tennessee: 135374, Texas: 21808, Wisconsin: 38296BA/21808BR, Oregon: 21808, Minnesota: MN-MO-21808, Ohio: RM.804327.000, South Carolina: MLS-21808, North Carolina: 20080, Kentucky: MC763652, Washington: CL-21808 NMLS Consumer Access Illinois Residential Mortgage Licensee Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Illinois Residential Licensee: #5795 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act
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